Volume : 2, Issue : 12, December - 2013

Women Empowerment in Karnataka through Entrepreneurial Finance by SHGs

Prof. Pavan Kirankere, Subrahmanya K C

Abstract :

In the current development paradigm and globalization, empowerment of the so far neglected target groups (women, poor, deprived etc.) has received an excessive importance. Micro–finance has become one of the most effective interventions for economic empowerment of the poor. Empowerment of rural women is nothing but development of self esteem, confidence, realization of their potential and enhancement of their collective bargaining power. Self–Help Group (SHGs) is a potential source to empower and institutionalize participatory leadership among the marginalized and to identify, plan and initiate development activities. The study is to analyze the response of the SHG members towards entrepreneurial finance and financial inclusion. The study used interview method for collection of primary data, the respondents are rural women who have undertaken micro–entrepreneurial activates. The study used tools like tables, charts etc for the analysis and interpretation of data. The empirical study revealed that the majority of rural women (96%) became entrepreneur because of SHGs and their financial support. The study has also revealed the extent of women participation in financial decision making. To conclude Self Help Groups (SHGs) are successful in the empowerment of women through entrepreneurial finance to rural women entrepreneurs.