Volume : 5, Issue : 4, April - 2016

AN ANALYSIS ON RISK EVALUATION OF SELECTED PRIVATE SECTOR AND PUBLIC SECTOR BANKS IN INDIA

Dr. V. R. Nedunchezhian, A. Amirtha

Abstract :

<p>&lt;p&gt;&amp;lt;p&amp;gt;&amp;amp;nbsp;Efficiency and profitability of the banking sector in India has assumed primal importance due to intense competition, greater customer demands and changing banking reforms. Since competition cannot be observed directly, various indirect measures in the form of simple indicators or complex models have been devised and used both in theory and in practice. This study attempts to measure the elative performance of Indian banks. For this study, the researcher has used public sector banks and private sector banks. Investors know that in the service sector, it is difficult to quantify the output because it is intangible. Hence different proxy indicators are used for measuring productivity of banking sector. Segmentation of the banking sector in India was done on bank net sales. Overall, the analysis supports the conclusion that new banks are more efficient than old ones.&amp;lt;/p&amp;gt;&lt;/p&gt;</p>