Volume : 5, Issue : 11, November - 2016

A STUDY ON HOUSEHOLD SAVINGS AND INVESTSMENTS IN INDIA

Manju R

Abstract :

<p>&nbsp;The Indian household savings in financial assets &mdash; bank deposits, stocks, insurance, mutual funds and pension funds are raising. In contrast, savings in physical assets (like real estate and gold) are down. Even though savings shift from physical assets to financial assets may look marginal in numbers, it is a significant structural shift. Instead of putting money in relatively idle physical assets, Indian households are now opening up to putting their money in more productive financial assets. The study assesses the trend in household&rsquo;s savings - investment in physical assets and financial assets - in India and the gap among them</p>