Volume : 5, Issue : 4, April - 2016

A Research Study on the Attitude Towards Credit Card Usage of the Academic Staff at Giresun University in Turkey

Dr. Ipek Cebeci, Tuba Anl

Abstract :

<p>&lt;p&gt;&amp;lt;p&amp;gt;&amp;amp;nbsp;This study aims to determine the academicians&amp;lsquo; attitudes towards credit card usage at Giresun University, Turkey. The survey method was used to collect data. Primary data was analyzed by the help of Explanatory Factor Analysis and Structural Equation Modeling. Four dimensions were formed by Explanatory Factor Analysis. Goodness of fit indicators of Structural Equation Model (SEM) calculated and figured out that they are in the goodness of fit limits. SEM, was found statistically significant and according to the results of the model, trusting the credit card have the greatest positive effect on credit card usage of academic staf&amp;lt;/p&amp;gt;&lt;/p&gt;</p>