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MENUVolume : 4, Issue : 3, March - 2015
LENDING PERFORMANCE OF CANARA BANKS IN DINDIGUL DISTRICT
Dr. T. Srinivasan, Mr. R. Karthikeyan
Abstract :
<p><p>&lt;p&gt;&amp;nbsp;Lending is one of the two principal functions of commercial banks. It is not only because of their social service to cater&amp;nbsp;&lt;/p&gt; &lt;div&gt;to the credit needs of different sections of the community but also because lending is the most profitable activity, for the&amp;nbsp;&lt;/div&gt; &lt;div&gt;interest rates realized on business loans have always been well above those realized on investments. Having sterilized&amp;nbsp;&lt;/div&gt; &lt;div&gt;a portion of deposits in the cash reserve and highly liquid assets, which yield little or no earnings for the purpose of satisfying the liquidity&amp;nbsp;&lt;/div&gt; &lt;div&gt;requirements, a banker has to deploy the residual funds in profitable outlets so that the banker may be able to pay interest on deposits, salary to&amp;nbsp;&lt;/div&gt; &lt;div&gt;the staff, meet other establishment expenses, build up reserves and pay dividend to the shareholders. This is why bank loans account for a major&amp;nbsp;&lt;/div&gt; &lt;div&gt;portion of residual funds of a commercial bank. An examination of some of the important characteristics of bank loans would provide an insight&amp;nbsp;&lt;/div&gt; &lt;div&gt;into the lending activities of a Canara bankS. In this paper an attempt is made to analyse the lending performance of Canara Banks in Dindigul&amp;nbsp;&lt;/div&gt; &lt;div&gt;district.&lt;/div&gt;</p></p>
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Download PDF Journal DOI : 10.15373/2249555XCite This Article:
Dr.T. Srinivasan, Mr.R. Karthikeyan LENDING PERFORMANCE OFCANARA BANKS INDINDIGUL DISTRICT Global Journal For Research Analysis, Vol: 4, Issue: 3 March 2015
